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LivExpat is the beginning of a new generation of flexible, cost efficient and innovative international health insurance plans. Designed to meet the needs of the ever-changing global traveler and SME's.

LivExpat fully insured plans give you choice; Emergency medical only coverage or Comprehensive medical coverage with optional Disability, Life and AD&D. These plans provide insurance protection with several duration options and mix and match benefits to best suit you and or your employees:

» Medical including hospitalization, routine and vision care, and prescription drugs, and optional dental care;
» Evacuation including transportation, hospitalization and repatriation;
» Employee Assistance Program
» Life & Disability, including Life, Long-Term Disability, Temporary & Permanent Total Disability, and Accidental Death & Dismemberment benefits.

LiveExpat includes access to MSH's exclusive Provider Network of more than a million healthcare professionals around the world and MSH's "in – house" 24/7 assistance and case management.

LivExpat premiums include three geographical zones; high, medium and low risk locations, so that you pay for what you need, ensuring affordability for all members.

Pamela Kwiatkowski, CRO at MSH Americas, says: "SMEs and individuals are changing and their travel and expatriate lifestyles are becoming more diverse and unique in their needs and expectations. It is our mission to make sure they are supported with programs that are flexible and cost appropriate. LivExpat will continue to evolve and deliver a variety of coverage and pricing options for the globally mobile traveler. Individuals and businesses are looking for cost-efficiency without sacrificing essential benefits. At MSH we listened and responded to our partners and will continue to work with them to deliver relevant plans and exceptional service."

LivExpat is further enhanced with our NEW MSH Navigator, a duty of care mobile application including geo tracking, security warnings, travel and city guides, 2-way communication and single touch access to emergency assistance and provider networks.

For further information:

» International & US inquiries: Pamela Kwiatkowski, CRO, D: + 1.416.640.7868,;

» Canadian inquiries: Susanne Hendrickson, Director of Sales, D: + 1.604-561-0381,;
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